Stay up to date with the latest New Zealand Dollar to US Dollar exchange rates, all in one place. Whether you’re sending money overseas, receiving funds from New Zealand, or just tracking the market, we make it easy to see how the NZD is performing against the USD. Our insights are useful for anyone making personal or business transfers, as well as travellers, investors, and anyone keeping an eye on the NZD to USD exchange rate.
Mid-Market Exchange Rate
Exchange rates move constantly, shifting throughout the day with global markets, central bank decisions, and wider economic trends. For anyone sending money from New Zealand to United States, these fluctuations can significantly affect how much arrives at the other end. Keeping track of the latest NZD and USD movements allows you to time your transfer more effectively, so you can make the most of stronger rates
See live transfer rates and what you’ll pay
Understanding the mid-market rate is a great starting point, but the real savings come from comparing what providers actually offer. Use our tool to discover the live exchange rates and total costs from leading providers.
Popular Conversions
This table provides a quick reference for NZD/USD and USD/NZD conversions, showing at a glance how much you’d get in the other currency for different amounts. On the left, you’ll see the US Dollar (USD) value for various New Zealand Dollar (NZD) amounts, and on the right, the reverse. It’s a handy guide to see how the NZD/USD exchange rate works across a range of values.
| NZD/USD conversion rates | |
|---|---|
| 5 NZD | 5.5550Â USD |
| 10 NZD | 11.1100Â USD |
| 50 NZD | 55.5500Â USD |
| 100 NZD | 111.1000Â USD |
| 500 NZD | 555.5000Â USD |
| 1000 NZD | 1111.0000Â USD |
| 5000 NZD | 5555.0000Â USD |
| USD/NZD conversion rates | |
|---|---|
| 5 USD | 4.5005Â NZD |
| 10 USD | 9.0009Â NZD |
| 50 USD | 45.0045Â NZD |
| 100 USD | 90.0090Â NZD |
| 500 USD | 450.0450Â NZD |
| 1000 USD | 900.0900Â NZD |
| 5000 USD | 4500.4500Â NZD |
Currency Comparison
This table offers a side-by-side look at the New Zealand (NZD) and the US Dollar (USD), covering key facts about each currency. You’ll find details like their names, symbols, nicknames, minor units, and the countries where they’re used. It also shows which central bank issues them, when they were introduced, and how they rank globally in terms of usage. It’s a quick way to get familiar with the background of both currencies.
| Basic Details | NZD | USD |
|---|---|---|
| Name | New Zealand Dollar | US Dollar |
| Nickname | Kiwi, Buck, Dosh | Greenback, Buck, Grand |
| Symbol | $ | $ |
| Minor Unit | Cent | Cent |
| Minor Unit Symbol | c | c |
| Country | New Zealand | United States |
| Central Bank | Reserve Bank of New Zealand (RBNZ) | Federal Reserve System (Fed) |
| Year Introduced | 1967 | 1792 |
| Countries of Usage | New Zealand, Cook Islands, Niue, Tokelau | Ecuador, El Salvador, Puerto Rico, U.S. Virgin Islands (and others) |
| Major Currency Rank | 14 | 1 |
New Zealand Dollar to US Dollar Trend
This interactive chart tracks NZD/USD trends over the past year, showing how the New Zealand has moved against the US Dollar. You can adjust the time range (7, 14, or 60 days) to zoom in on recent NZD to USD exchange rate movements and spot short-term patterns. Hover over any point to see the exact exchange rate and date, with the percentage change for your chosen period displayed clearly in the top corner for quick reference.
Historical Rates for NZD/USD
This table shows the historical exchange rate ranges for the NZD/USD currency pair over different time periods. For each period, you can see the lowest and highest rates recorded, giving you a sense of how the exchange rate has moved over time: from today, the past few days, up to the last 10 years, and even all time data. It’s a useful way to spot long-term trends or compare how the rate has shifted more recently.
| Period | Low | High |
|---|---|---|
| Today | 1.1111 | 1.2222 |
| Past 7 Days | 1.1111 | 1.2222 |
| Past 30 Days | 1.1111 | 1.2222 |
| Past 60 Days | 1.1111 | 1.2222 |
| Past 10 Years | 1.1111 | 1.2222 |
| All time | 1.1111 | 1.2222 |
NZD/USD History
2026
In 2026, the average NZD/USD exchange rate was approximately 0.5859
The NZD/USD hit its highest point of the year on January 29, 2026, when the rate was approximately 0.6073
Its lowest point came on June 26, 2026, when the rate was approximately 0.5638
2011-2025
Between 2011-2025, the average NZD/USD exchange rate was approximately 0.7005.
The highest NZD/USD rate in this period was on July 9, 2014, when the rate was 0.8822.
The lowest NZD/USD rate in this period was on January 10, 2025, when the rate was approximately 0.5555.
The latest NZD/USD exchange rate is currently:
NZD
USDFactors Influencing Future Movements
Some of the main factors set to influence the NZD/USD exchange rate are:
- Economic Growth:The New Zealand Dollar’s value against the U.S. Dollar reflects the relative strength of the New Zealand and American economies. New Zealand is projected to grow by 1.5% in 2025 and 1.7% in 2026, while the U.S. is expected to expand more strongly, at 2.2% in 2025 and 2.0% in 2026. The stronger U.S. outlook tends to support the USD, though the NZD can gain ground when global demand for Asia-Pacific exports improves.
- Interest Rates: Monetary policy divergence between the Reserve Bank of New Zealand (RBNZ) and the Federal Reserve (Fed) is a key driver of NZD/USD. By the end of 2026, New Zealand’s policy rate is forecast at about 3%, while the Fed’s rate is projected around 3.75%. This interest rate gap favors the USD, though changes in inflation or central bank guidance can quickly shift market sentiment.
- Trade Dynamics: The U.S. and New Zealand maintain a modest but growing trade relationship. The U.S. is a key market for New Zealand’s agricultural exports, wine, and manufactured goods, while New Zealand imports machinery, vehicles, and technology from the U.S. Both are members of the Indo-Pacific Economic Framework (IPEF), which seeks to strengthen regional trade and cooperation. Still, compared with their larger partners, direct bilateral flows are smaller, meaning NZD/USD often reflects broader U.S. economic dominance and Asia-Pacific trade conditions.
- Global Market Sentiment: The NZD is considered a risk-sensitive, high-beta currency, often rising when investors are optimistic, while the USD is the world’s primary reserve and safe-haven currency, strengthening during times of uncertainty. By 2026, 10-year New Zealand government bond yields are projected at about 3.8%, compared with 4.2% for U.S. Treasuries, giving the USD a relative yield advantage. Global risk appetite therefore remains the decisive factor in NZD/USD performance.
Learn more about related currencies:
Featured Destinations:
Learn how to send money from Australia to USA for cheap.
Discover economical methods to send money from Australia to New Zealand.
