Wise vs OFX

Russell Gous
Russell Gous
May 5, 2025

In this guide, we’ll compare world-leading fintech Wise with the Australian-founded and publicly-traded currency broker, OFX.

We’ll pit their services against one another, using key money transfer metrics like speed, safety and cost. By the end, you’ll understand how they’re similar, and how they differ. Ultimately allowing you to discern when they suit your needs and when there’s better alternatives.

Wise vs OFX: Pros and Cons

  • Mid-market exchange rate, very transparent
  • Low fees, especially for smaller transfers
  • Fast delivery on many common routes
  • Higher fees with some payment methods
  • Customer service limited during off-hours
  • Not optimized for very large transfers
Go to Wise
  • Supports 50+ currencies, 170+ countries
  • 24/7 customer support via phone/email
  • Zero fees on most large transfers
  • Less favorable for smaller-amount transactions
  • Slower in less common currency corridors
  • Funding options limited to bank transfers mostly
Go to OFX

Wise vs OFX: Where are they available?

Wise

Faroe Islands 6 Faeroe Is. Northern Europe Europe & Central Asia FRO FO 23424816 Europe 0.48 0.54 fo FO United States Minor Outlying Islands 5 U.S. MOI Seven seas (open ocean) East Asia & Pacific UMI UM 28289407 North America 0.57 0.58 um UM United States of America 2 U.S.A. Northern America North America USA US 23424977 North America 0.68 0.68 us US Japan 2 Japan Eastern Asia East Asia & Pacific JPN JP 23424856 Asia 0.52 0.66 jp JP Seychelles 6 Syc. Eastern Africa Sub-Saharan Africa SYC SC 23424941 Seven seas (open ocean) 0.58 0.41 sc SC India 2 India Southern Asia South Asia IND IN 23424848 Asia 0.34 0.43 in IN France 2 Fr. Western Europe Europe & Central Asia FRA FR -90 Europe 0.28 0.04 fr FR Federated States of Micronesia 6 F.S.M. Micronesia East Asia & Pacific FSM FM 23424815 Oceania 0.50 0.52 fm FM China 2 China Eastern Asia East Asia & Pacific CHN CN 23424781 Asia 0.41 0.56 cn CN Portugal 2 Port. Southern Europe Europe & Central Asia PRT PT 23424925 Europe 0.46 0.50 pt PT Serranilla Bank 5 S.B. Caribbean Latin America & Caribbean -99 SW -99 North America 0.86 0.57 sw SW Scarborough Reef 6 S.R. South-Eastern Asia East Asia & Pacific -99 SH -99 Asia 0.54 0.51 sh SH Brazil 2 Brazil South America Latin America & Caribbean BRA BR 23424768 South America 0.54 0.34 br BR Kiribati 6 Kir. Micronesia East Asia & Pacific KIR KI 23424867 Oceania 0.28 0.65 ki KI Philippines 2 Phil. South-Eastern Asia East Asia & Pacific PHL PH 23424934 Asia 0.40 0.19 ph PH Mexico 2 Mex. Central America Latin America & Caribbean MEX MX 23424900 North America 0.51 0.49 mx MX Spain 2 Sp. Southern Europe Europe & Central Asia ESP ES 23424950 Europe 0.76 0.27 es ES Bajo Nuevo Bank (Petrel Is.) 8 NULL Caribbean Latin America & Caribbean -99 BU -99 North America 0.49 0.73 bu BU Maldives 5 Mald. Southern Asia South Asia MDV MV 23424899 Seven seas (open ocean) 0.57 0.53 mv MV Spratly Islands 6 Spratly Is. South-Eastern Asia East Asia & Pacific SPI SP 23424921 Asia 0.50 0.50 sp SP United Kingdom 2 U.K. Northern Europe Europe & Central Asia GBR GB -90 Europe 0.69 0.09 gb GB Greece 3 Greece Southern Europe Europe & Central Asia GRC GR 23424833 Europe 0.30 0.43 gr GR American Samoa 4 Am. Samoa Polynesia East Asia & Pacific ASM AS 23424746 Oceania 0.56 0.57 as AS Denmark 4 Den. Northern Europe Europe & Central Asia DNK DK 23424796 Europe 0.35 0.49 dk DK Greenland 3 Grlnd. Northern America Europe & Central Asia GRL GL 23424828 North America 0.55 0.43 gl GL Guam 6 Guam Micronesia East Asia & Pacific GUM GU 23424832 Oceania 0.45 0.44 gu GU Northern Mariana Islands 6 N.M.I. Micronesia East Asia & Pacific MNP MP 23424788 Oceania 0.45 0.49 mp MP Puerto Rico 5 P.R. Caribbean Latin America & Caribbean PRI PR 23424935 North America 0.48 0.65 pr PR United States Virgin Islands 6 V.I. (U.S.) Caribbean Latin America & Caribbean VIR VI 23424985 North America 0.48 0.19 vi VI Canada 2 Can. Northern America North America CAN CA 23424775 North America 0.29 0.64 ca CA Sao Tome and Principe 6 S.T.P. Middle Africa Sub-Saharan Africa STP ST 23424966 Africa 0.55 0.50 st ST Cape Verde 4 C.Vd. Western Africa Sub-Saharan Africa CPV CV 23424794 Africa 0.56 0.50 cv CV Dominica 6 D’inca Caribbean Latin America & Caribbean DMA DM 23424798 North America 0.54 0.47 dm DM Netherlands 5 Neth. Western Europe Europe & Central Asia NLD NL -90 Europe 0.99 0.01 nl NL Jamaica 4 Jam. Caribbean Latin America & Caribbean JAM JM 23424858 North America 0.50 0.52 jm JM Samoa 4 Samoa Polynesia East Asia & Pacific WSM WS 23424992 Oceania 0.50 0.54 ws WS Oman 4 Oman Western Asia Middle East & North Africa OMN OM 23424898 Asia 0.88 0.44 om OM Saint Vincent and the Grenadines 6 St.V.G. Caribbean Latin America & Caribbean VCT VC 23424981 North America 0.50 0.50 vc VC Turkey 2 Tur. Western Asia Europe & Central Asia TUR TR 23424969 Asia 0.34 0.49 tr TR Bangladesh 3 Bang. Southern Asia South Asia BGD BD 23424759 Asia 0.85 0.61 bd BD Saint Lucia 6 S.L. Caribbean Latin America & Caribbean LCA LC 23424951 North America 0.52 0.47 lc LC Nauru 6 Nauru Micronesia East Asia & Pacific NRU NR 23424912 Oceania 0.53 0.50 nr NR Norway 3 Nor. Northern Europe Europe & Central Asia NOR NO -90 Europe 0.10 0.93 no NO Saint Kitts and Nevis 6 St.K.N. Caribbean Latin America & Caribbean KNA KN 23424940 North America 0.57 0.49 kn KN Bahrain 4 Bahr. Western Asia Middle East & North Africa BHR BH 23424753 Asia 0.45 0.50 bh BH Tonga 4 Tongo Polynesia East Asia & Pacific TON TO 23424964 Oceania 0.54 0.34 to TO Finland 3 Fin. Northern Europe Europe & Central Asia FIN FI 23424812 Europe 0.63 0.54 fi FI Indonesia 2 Indo. South-Eastern Asia East Asia & Pacific IDN ID 23424846 Asia 0.38 0.41 id ID Mauritius 5 Mus. Eastern Africa Sub-Saharan Africa MUS MU 23424894 Seven seas (open ocean) 0.63 0.58 mu MU Sweden 3 Swe. Northern Europe Europe & Central Asia SWE SE 23424954 Europe 0.40 0.48 se SE Trinidad and Tobago 5 Tr.T. Caribbean Latin America & Caribbean TTO TT 23424958 North America 0.46 0.44 tt TT Malaysia 3 Malay. South-Eastern Asia East Asia & Pacific MYS MY 23424901 Asia 0.90 0.26 my MY Panama 4 Pan. Central America Latin America & Caribbean PAN PA 23424924 North America 0.22 0.50 pa PA Palau 6 Palau Micronesia East Asia & Pacific PLW PW 23424927 Oceania 0.38 0.44 pw PW Tuvalu 6 Tuv. Polynesia East Asia & Pacific TUV TV 23424970 Oceania 0.25 0.50 tv TV Marshall Islands 6 M. Is. Micronesia East Asia & Pacific MHL MH 23424932 Oceania 0.49 0.60 mh MH Chile 2 Chile South America Latin America & Caribbean CHL CL 23424782 South America 0.51 0.90 cl CL Thailand 3 Thai. South-Eastern Asia East Asia & Pacific THA TH 23424960 Asia 0.25 0.49 th TH Grenada 6 Gren. Caribbean Latin America & Caribbean GRD GD 23424826 North America 0.50 0.50 gd GD Estonia 6 Est. Northern Europe Europe & Central Asia EST EE 23424805 Europe 0.35 0.41 ee EE Antigua and Barbuda 6 Ant.B. Caribbean Latin America & Caribbean ATG AG 23424737 North America 0.50 0.48 ag AG Taiwan 3 Taiwan Eastern Asia East Asia & Pacific TWN TW 23424971 Asia 0.49 0.41 tw TW Barbados 5 Barb. Caribbean Latin America & Caribbean BRB BB 23424754 North America 0.31 0.56 bb BB Italy 2 Italy Southern Europe Europe & Central Asia ITA IT 23424853 Europe 0.79 0.71 it IT Malta 5 Malta Southern Europe Middle East & North Africa MLT MT 23424897 Europe 0.49 0.53 mt MT Vanuatu 4 Van. Melanesia East Asia & Pacific VUT VU 23424907 Oceania 0.60 0.53 vu VU Singapore 6 Sing. South-Eastern Asia East Asia & Pacific SGP SG 23424948 Asia 0.50 0.57 sg SG Cyprus 5 Cyp. Western Asia Europe & Central Asia CYP CY -90 Asia 0.39 0.51 cy CY Sri Lanka 3 Sri L. Southern Asia South Asia LKA LK 23424778 Asia 0.62 0.91 lk LK Comoros 6 Com. Eastern Africa Sub-Saharan Africa COM KM 23424786 Africa 0.41 0.51 km KM Fiji 6 Fiji Melanesia East Asia & Pacific FJI FJ 23424813 Oceania 0.44 0.33 fj FJ Russia 2 Rus. Eastern Europe Europe & Central Asia RUS RU 23424936 Europe 0.57 0.56 ru RU Vatican 6 Vat. Southern Europe Europe & Central Asia VAT VA 23424986 Europe 0.61 0.44 va VA San Marino 6 S.M. Southern Europe Europe & Central Asia SMR SM 23424947 Europe 0.48 0.42 sm SM Kazakhstan 3 Kaz. Central Asia Europe & Central Asia KAZ KZ -90 Asia 0.57 0.46 kz KZ Azerbaijan 5 Aze. Western Asia Europe & Central Asia AZE AZ 23424741 Asia 0.83 0.51 az AZ Tajikistan 4 Tjk. Central Asia Europe & Central Asia TJK TJ 23424961 Asia 0.28 0.56 tj TJ Lesotho 6 Les. Southern Africa Sub-Saharan Africa LSO LS 23424880 Africa 0.52 0.45 ls LS Uzbekistan 3 Uzb. Central Asia Europe & Central Asia UZB UZ 23424980 Asia 0.46 0.53 uz UZ Morocco 3 Mor. Northern Africa Middle East & North Africa MAR MA 23424893 Africa 0.60 0.21 ma MA Colombia 2 Col. South America Latin America & Caribbean COL CO 23424787 South America 0.50 0.54 co CO East Timor 5 T.L. South-Eastern Asia East Asia & Pacific TLS TL 23424968 Asia 0.65 0.36 tl TL United Republic of Tanzania 3 Tanz. Eastern Africa Sub-Saharan Africa TZA TZ 23424973 Africa 0.50 0.50 tz TZ Argentina 2 Arg. South America Latin America & Caribbean ARG AR 23424747 South America 0.46 0.27 ar AR Saudi Arabia 2 Saud. Western Asia Middle East & North Africa SAU SA 23424938 Asia 0.45 0.53 sa SA Pakistan 2 Pak. Southern Asia South Asia PAK PK 23424922 Asia 0.34 0.64 pk PK Yemen 3 Yem. Western Asia Middle East & North Africa YEM YE 23425002 Asia 0.39 0.75 ye YE United Arab Emirates 4 U.A.E. Western Asia Middle East & North Africa ARE AE 23424738 Asia 0.59 0.65 ae AE Kenya 2 Ken. Eastern Africa Sub-Saharan Africa KEN KE 23424863 Africa 0.87 0.70 ke KE Peru 2 Peru South America Latin America & Caribbean PER PE 23424919 South America 0.69 0.71 pe PE Dominican Republic 5 Dom. Rep. Caribbean Latin America & Caribbean DOM DO 23424800 North America 0.46 0.38 do DO Haiti 5 Haiti Caribbean Latin America & Caribbean HTI HT 23424839 North America 0.82 0.96 ht HT Papua New Guinea 2 P.N.G. Melanesia East Asia & Pacific PNG PG 23424926 Oceania 0.14 0.50 pg PG Angola 3 Ang. Middle Africa Sub-Saharan Africa AGO AO 23424745 Africa 0.50 0.67 ao AO Cambodia 3 Camb. South-Eastern Asia East Asia & Pacific KHM KH 23424776 Asia 0.84 0.49 kh KH Vietnam 2 Viet. South-Eastern Asia East Asia & Pacific VNM VN 23424984 Asia 0.59 0.89 vn VN Mozambique 3 Moz. Eastern Africa Sub-Saharan Africa MOZ MZ 23424902 Africa 0.83 0.28 mz MZ Costa Rica 5 C.R. Central America Latin America & Caribbean CRI CR 23424791 North America 0.55 0.31 cr CR Benin 5 Benin Western Africa Sub-Saharan Africa BEN BJ 23424764 Africa 0.57 0.49 bj BJ Nigeria 2 Nigeria Western Africa Sub-Saharan Africa NGA NG 23424908 Africa 0.36 0.33 ng NG Iran 2 Iran Southern Asia Middle East & North Africa IRN IR 23424851 Asia 0.58 0.51 ir IR El Salvador 6 El. S. Central America Latin America & Caribbean SLV SV 23424807 North America 0.50 0.55 sv SV Sierra Leone 4 S.L. Western Africa Sub-Saharan Africa SLE SL 23424946 Africa 0.48 0.48 sl SL Guinea Bissau 6 GnB. Western Africa Sub-Saharan Africa GNB GW 23424929 Africa 0.55 0.49 gw GW Croatia 6 Cro. Southern Europe Europe & Central Asia HRV HR 23424843 Europe 0.35 0.59 hr HR Belize 6 Belize Central America Latin America & Caribbean BLZ BZ 23424760 North America 0.53 0.50 bz BZ South Africa 2 S.Af. Southern Africa Sub-Saharan Africa ZAF ZA 23424942 Africa 0.36 0.70 za ZA Central African Republic 4 C.A.R. Middle Africa Sub-Saharan Africa CAF CF 23424792 Africa 0.47 0.46 cf CF Sudan 3 Sudan Northern Africa Sub-Saharan Africa SDN SD -90 Africa 0.50 0.38 sd SD Democratic Republic of the Congo 2 D.R.C. Middle Africa Sub-Saharan Africa COD CD 23424780 Africa 0.58 0.42 cd CD Kuwait 6 Kwt. Western Asia Middle East & North Africa KWT KW 23424870 Asia 0.61 0.40 kw KW Germany 2 Ger. Western Europe Europe & Central Asia DEU DE 23424829 Europe 0.52 0.34 de DE Belgium 2 Belg. Western Europe Europe & Central Asia BEL BE 23424757 Europe 0.54 0.40 be BE Ireland 3 Ire. Northern Europe Europe & Central Asia IRL IE 23424803 Europe 0.45 0.48 ie IE North Korea 3 N.K. Eastern Asia East Asia & Pacific PRK KP 23424865 Asia 0.32 0.63 kp KP South Korea 2 S.K. Eastern Asia East Asia & Pacific KOR KR 23424868 Asia 0.54 0.50 kr KR Guyana 4 Guy. South America Latin America & Caribbean GUY GY 23424836 South America 0.26 0.07 gy GY Honduras 5 Hond. Central America Latin America & Caribbean HND HN 23424841 North America 0.71 0.09 hn HN Myanmar 3 Myan. South-Eastern Asia East Asia & Pacific MMR MM 23424763 Asia 0.17 0.49 mm MM Gabon 4 Gabon Middle Africa Sub-Saharan Africa GAB GA 23424822 Africa 0.36 0.65 ga GA Equatorial Guinea 4 Eq. G. Middle Africa Sub-Saharan Africa GNQ GQ 23424804 Africa 0.53 0.55 gq GQ Nicaragua 5 Nic. Central America Latin America & Caribbean NIC NI 23424915 North America 0.84 0.50 ni NI Latvia 5 Lat. Northern Europe Europe & Central Asia LVA LV 23424874 Europe 0.05 0.36 lv LV Uganda 3 Uga. Eastern Africa Sub-Saharan Africa UGA UG 23424974 Africa 0.16 0.56 ug UG Malawi 6 Mal. Eastern Africa Sub-Saharan Africa MWI MW 23424889 Africa 0.16 0.29 mw MW Armenia 6 Arm. Western Asia Europe & Central Asia ARM AM 23424743 Asia 0.10 0.12 am AM Somaliland 5 Solnd. Eastern Africa Sub-Saharan Africa -99 SX -99 Africa 0.76 0.53 sx SX Turkmenistan 4 Turkm. Central Asia Europe & Central Asia TKM TM 23424972 Asia 0.40 0.42 tm TM Zambia 3 Zambia Eastern Africa Sub-Saharan Africa ZMB ZM 23425003 Africa 0.36 0.58 zm ZM Northern Cyprus 6 N. Cy. Western Asia Europe & Central Asia -99 NC -90 Asia 0.56 0.71 nc NC Mauritania 3 Mrt. Western Africa Sub-Saharan Africa MRT MR 23424896 Africa 0.61 0.63 mr MR Algeria 3 Alg. Northern Africa Middle East & North Africa DZA DZ 23424740 Africa 0.63 0.50 dz DZ Lithuania 5 Lith. Northern Europe Europe & Central Asia LTU LT 23424875 Europe 0.27 0.06 lt LT Ethiopia 2 Eth. Eastern Africa Sub-Saharan Africa ETH ET 23424808 Africa 0.45 0.58 et ET Eritrea 4 Erit. Eastern Africa Sub-Saharan Africa ERI ER 23424806 Africa 0.29 0.05 er ER Ghana 3 Ghana Western Africa Sub-Saharan Africa GHA GH 23424824 Africa 0.13 0.77 gh GH Slovenia 6 Slo. Southern Europe Europe & Central Asia SVN SI 23424945 Europe 0.52 0.57 si SI Guatemala 3 Guat. Central America Latin America & Caribbean GTM GT 23424834 North America 0.44 0.87 gt GT Bosnia and Herzegovina 5 B.H. Southern Europe Europe & Central Asia BIH BA 23424761 Europe 0.45 0.48 ba BA Jordan 4 Jord. Western Asia Middle East & North Africa JOR JO 23424860 Asia 0.45 0.85 jo JO Syria 3 Syria Western Asia Middle East & North Africa SYR SY 23424956 Asia 0.25 0.54 sy SY Monaco 6 Mco. Western Europe Europe & Central Asia MCO MC 23424892 Europe 0.50 0.67 mc MC Albania 6 Alb. Southern Europe Europe & Central Asia ALB AL 23424742 Europe 0.39 0.49 al AL Uruguay 4 Ury. South America Latin America & Caribbean URY UY 23424979 South America 0.81 0.63 uy UY Cyprus No Mans Area 9 NULL Western Asia Europe & Central Asia -99 NULL -99 Asia 0.39 0.11 cnm CN Mongolia 3 Mong. Eastern Asia East Asia & Pacific MNG MN 23424887 Asia 0.49 0.53 mn MN Rwanda 3 Rwa. Eastern Africa Sub-Saharan Africa RWA RW 23424937 Africa 0.48 0.56 rw RW Somalia 6 Som. Eastern Africa Sub-Saharan Africa SOM SO -90 Africa 0.39 0.74 so SO Bolivia 3 Bolivia South America Latin America & Caribbean BOL BO 23424762 South America 0.48 0.59 bo BO Cameroon 3 Cam. Middle Africa Sub-Saharan Africa CMR CM 23424785 Africa 0.50 0.81 cm CM Republic of Congo 4 Rep. Congo Middle Africa Sub-Saharan Africa COG CG 23424779 Africa 0.15 0.78 cg CG Western Sahara 7 W. Sah. Northern Africa Middle East & North Africa ESH EH 23424990 Africa 0.41 0.71 eh EH Republic of Serbia 5 Serb. Southern Europe Europe & Central Asia SRB RS -90 Europe 0.42 0.52 rs RS Montenegro 6 Mont. Southern Europe Europe & Central Asia MNE ME 20069817 Europe 0.42 0.47 me ME Togo 6 Togo Western Africa Sub-Saharan Africa TGO TG 23424965 Africa 0.76 0.81 tg TG Laos 4 Laos South-Eastern Asia East Asia & Pacific LAO LA 23424872 Asia 0.88 0.79 la LA Afghanistan 3 Afg. Southern Asia South Asia AFG AF 23424739 Asia 0.37 0.52 af AF Ukraine 3 Ukr. Eastern Europe Europe & Central Asia UKR UA 23424976 Europe 0.70 0.46 ua UA Slovakia 6 Svk. Eastern Europe Europe & Central Asia SVK SK 23424877 Europe 0.21 0.52 sk SK Siachen Glacier 5 Siachen Southern Asia South Asia -99 JK 23424928 Asia 0.40 0.63 jk JK Bulgaria 4 Bulg. Eastern Europe Europe & Central Asia BGR BG 23424771 Europe 0.76 0.51 bg BG Qatar 5 Qatar Western Asia Middle East & North Africa QAT QA 23424930 Asia 0.36 0.46 qa QA Liechtenstein 6 Liech. Western Europe Europe & Central Asia LIE LI 23424879 Europe 0.61 0.53 li LI Austria 4 Aust. Western Europe Europe & Central Asia AUT AT 23424750 Europe 0.52 0.62 at AT Eswatini 4 Swz. Southern Africa Sub-Saharan Africa SWZ SZ 23424993 Africa 0.51 0.45 sz SZ Hungary 5 Hun. Eastern Europe Europe & Central Asia HUN HU 23424844 Europe 0.27 0.61 hu HU Romania 3 Rom. Eastern Europe Europe & Central Asia ROU RO 23424933 Europe 0.67 0.50 ro RO Niger 3 Niger Western Africa Sub-Saharan Africa NER NE 23424906 Africa 0.64 0.53 ne NE Luxembourg 6 Lux. Western Europe Europe & Central Asia LUX LU 23424881 Europe 0.48 0.60 lu LU Ivory Coast 3 I.C. Western Africa Sub-Saharan Africa CIV CI 23424854 Africa 0.50 0.48 ci CI Liberia 4 Liberia Western Africa Sub-Saharan Africa LBR LR 23424876 Africa 0.96 0.75 lr LR Brunei 6 Brunei South-Eastern Asia East Asia & Pacific BRN BN 23424773 Asia 0.32 0.34 bn BN Iraq 3 Iraq Western Asia Middle East & North Africa IRQ IQ 23424855 Asia 0.46 0.44 iq IQ Georgia 5 Geo. Western Asia Europe & Central Asia GEO GE 23424823 Asia 0.99 0.82 ge GE Gambia 6 Gambia Western Africa Sub-Saharan Africa GMB GM 23424821 Africa 0.51 0.51 gm GM Switzerland 4 Switz. Western Europe Europe & Central Asia CHE CH 23424957 Europe 0.12 0.55 ch CH Chad 3 Chad Middle Africa Sub-Saharan Africa TCD TD 23424777 Africa 0.47 0.63 td TD Kosovo 6 Kos. Southern Europe Europe & Central Asia -99 KV -90 Europe 0.49 0.52 kv KV Lebanon 5 Leb. Western Asia Middle East & North Africa LBN LB 23424873 Asia 0.39 0.57 lb LB Djibouti 5 Dji. Eastern Africa Middle East & North Africa DJI DJ 23424797 Africa 0.56 0.55 dj DJ Burundi 6 Bur. Eastern Africa Sub-Saharan Africa BDI BI 23424774 Africa 0.57 0.47 bi BI Suriname 4 Sur. South America Latin America & Caribbean SUR SR 23424913 South America 0.91 0.09 sr SR Israel 4 Isr. Western Asia Middle East & North Africa ISR IL 23424852 Asia 0.68 0.10 il IL Mali 3 Mali Western Africa Sub-Saharan Africa MLI ML 23424891 Africa 0.59 0.38 ml ML Senegal 3 Sen. Western Africa Sub-Saharan Africa SEN SN 23424943 Africa 0.20 0.55 sn SN Guinea 3 Gin. Western Africa Sub-Saharan Africa GIN GN 23424835 Africa 0.24 0.51 gn GN Zimbabwe 3 Zimb. Eastern Africa Sub-Saharan Africa ZWE ZW 23425004 Africa 0.81 0.42 zw ZW Poland 3 Pol. Eastern Europe Europe & Central Asia POL PL 23424923 Europe 0.50 0.48 pl PL North Macedonia 6 Mkd. Southern Europe Europe & Central Asia MKD MK 23424890 Europe 0.49 0.44 mk MK Paraguay 4 Para. South America Latin America & Caribbean PRY PY 23424917 South America 0.35 0.36 py PY Belarus 4 Bela. Eastern Europe Europe & Central Asia BLR BY 23424765 Europe 0.50 0.50 by BY Czech Republic 5 Cz. Rep. Eastern Europe Europe & Central Asia CZE CZ 23424810 Europe 0.49 0.56 cz CZ Burkina Faso 3 B.F. Western Africa Sub-Saharan Africa BFA BF 23424978 Africa 0.45 0.54 bf BF Namibia 3 Nam. Southern Africa Sub-Saharan Africa NAM NA 23424987 Africa 0.33 0.37 na NA Libya 3 Libya Northern Africa Middle East & North Africa LBY LY 23424882 Africa 0.51 0.38 ly LY Tunisia 3 Tun. Northern Africa Middle East & North Africa TUN TN 23424967 Africa 0.53 0.03 tn TN Bhutan 5 Bhutan Southern Asia South Asia BTN BT 23424770 Asia 0.48 0.48 bt BT Moldova 6 Mda. Eastern Europe Europe & Central Asia MDA MD 23424885 Europe 0.52 0.42 md MD South Sudan 3 S. Sud. Eastern Africa Sub-Saharan Africa SSD SS -99 Africa 0.49 0.58 ss SS Botswana 4 Bwa. Southern Africa Sub-Saharan Africa BWA BW 23424755 Africa 0.49 0.60 bw BW The Bahamas 4 Bhs. Caribbean Latin America & Caribbean BHS BS 23424758 North America 0.80 0.92 bs BS New Zealand 2 N.Z. Australia and New Zealand East Asia & Pacific NZL NZ 23424916 Oceania 0.25 0.81 nz NZ Cuba 3 Cuba Caribbean Latin America & Caribbean CUB CU 23424793 North America 0.67 0.64 cu CU Ecuador 3 Ecu. South America Latin America & Caribbean ECU EC 23424801 South America 0.16 0.37 ec EC Australia 2 Auz. Australia and New Zealand East Asia & Pacific AUS AU -90 Oceania 0.53 0.39 au AU Venezuela 3 Ven. South America Latin America & Caribbean VEN VE 23424982 South America 0.50 0.33 ve VE Solomon Islands 3 S. Is. Melanesia East Asia & Pacific SLB SB 23424766 Oceania 0.13 0.24 sb SB Madagascar 3 Mad. Eastern Africa Sub-Saharan Africa MDG MG 23424883 Africa 0.45 0.48 mg MG Iceland 3 Iceland Northern Europe Europe & Central Asia ISL IS 23424845 Europe 0.50 0.50 is IS Egypt 2 Egypt Northern Africa Middle East & North Africa EGY EG 23424802 Africa 0.50 0.66 eg EG Kyrgyzstan 4 Kgz. Central Asia Europe & Central Asia KGZ KG 23424864 Asia 0.48 0.43 kg KG Nepal 3 Nepal Southern Asia South Asia NPL NP 23424911 Asia 0.52 0.54 np NP

OFX

Faroe Islands 6 Faeroe Is. Northern Europe Europe & Central Asia FRO FO 23424816 Europe 0.48 0.54 fo FO United States Minor Outlying Islands 5 U.S. MOI Seven seas (open ocean) East Asia & Pacific UMI UM 28289407 North America 0.57 0.58 um UM United States of America 2 U.S.A. Northern America North America USA US 23424977 North America 0.68 0.68 us US Japan 2 Japan Eastern Asia East Asia & Pacific JPN JP 23424856 Asia 0.52 0.66 jp JP Seychelles 6 Syc. Eastern Africa Sub-Saharan Africa SYC SC 23424941 Seven seas (open ocean) 0.58 0.41 sc SC India 2 India Southern Asia South Asia IND IN 23424848 Asia 0.34 0.43 in IN France 2 Fr. Western Europe Europe & Central Asia FRA FR -90 Europe 0.28 0.04 fr FR Federated States of Micronesia 6 F.S.M. Micronesia East Asia & Pacific FSM FM 23424815 Oceania 0.50 0.52 fm FM China 2 China Eastern Asia East Asia & Pacific CHN CN 23424781 Asia 0.41 0.56 cn CN Portugal 2 Port. Southern Europe Europe & Central Asia PRT PT 23424925 Europe 0.46 0.50 pt PT Serranilla Bank 5 S.B. Caribbean Latin America & Caribbean -99 SW -99 North America 0.86 0.57 sw SW Scarborough Reef 6 S.R. South-Eastern Asia East Asia & Pacific -99 SH -99 Asia 0.54 0.51 sh SH Brazil 2 Brazil South America Latin America & Caribbean BRA BR 23424768 South America 0.54 0.34 br BR Kiribati 6 Kir. Micronesia East Asia & Pacific KIR KI 23424867 Oceania 0.28 0.65 ki KI Philippines 2 Phil. South-Eastern Asia East Asia & Pacific PHL PH 23424934 Asia 0.40 0.19 ph PH Mexico 2 Mex. Central America Latin America & Caribbean MEX MX 23424900 North America 0.51 0.49 mx MX Spain 2 Sp. Southern Europe Europe & Central Asia ESP ES 23424950 Europe 0.76 0.27 es ES Bajo Nuevo Bank (Petrel Is.) 8 NULL Caribbean Latin America & Caribbean -99 BU -99 North America 0.49 0.73 bu BU Maldives 5 Mald. Southern Asia South Asia MDV MV 23424899 Seven seas (open ocean) 0.57 0.53 mv MV Spratly Islands 6 Spratly Is. South-Eastern Asia East Asia & Pacific SPI SP 23424921 Asia 0.50 0.50 sp SP United Kingdom 2 U.K. Northern Europe Europe & Central Asia GBR GB -90 Europe 0.69 0.09 gb GB Greece 3 Greece Southern Europe Europe & Central Asia GRC GR 23424833 Europe 0.30 0.43 gr GR American Samoa 4 Am. Samoa Polynesia East Asia & Pacific ASM AS 23424746 Oceania 0.56 0.57 as AS Denmark 4 Den. Northern Europe Europe & Central Asia DNK DK 23424796 Europe 0.35 0.49 dk DK Greenland 3 Grlnd. Northern America Europe & Central Asia GRL GL 23424828 North America 0.55 0.43 gl GL Guam 6 Guam Micronesia East Asia & Pacific GUM GU 23424832 Oceania 0.45 0.44 gu GU Northern Mariana Islands 6 N.M.I. Micronesia East Asia & Pacific MNP MP 23424788 Oceania 0.45 0.49 mp MP Puerto Rico 5 P.R. Caribbean Latin America & Caribbean PRI PR 23424935 North America 0.48 0.65 pr PR United States Virgin Islands 6 V.I. (U.S.) Caribbean Latin America & Caribbean VIR VI 23424985 North America 0.48 0.19 vi VI Canada 2 Can. Northern America North America CAN CA 23424775 North America 0.29 0.64 ca CA Sao Tome and Principe 6 S.T.P. Middle Africa Sub-Saharan Africa STP ST 23424966 Africa 0.55 0.50 st ST Cape Verde 4 C.Vd. Western Africa Sub-Saharan Africa CPV CV 23424794 Africa 0.56 0.50 cv CV Dominica 6 D’inca Caribbean Latin America & Caribbean DMA DM 23424798 North America 0.54 0.47 dm DM Netherlands 5 Neth. Western Europe Europe & Central Asia NLD NL -90 Europe 0.99 0.01 nl NL Jamaica 4 Jam. Caribbean Latin America & Caribbean JAM JM 23424858 North America 0.50 0.52 jm JM Samoa 4 Samoa Polynesia East Asia & Pacific WSM WS 23424992 Oceania 0.50 0.54 ws WS Oman 4 Oman Western Asia Middle East & North Africa OMN OM 23424898 Asia 0.88 0.44 om OM Saint Vincent and the Grenadines 6 St.V.G. Caribbean Latin America & Caribbean VCT VC 23424981 North America 0.50 0.50 vc VC Turkey 2 Tur. Western Asia Europe & Central Asia TUR TR 23424969 Asia 0.34 0.49 tr TR Bangladesh 3 Bang. Southern Asia South Asia BGD BD 23424759 Asia 0.85 0.61 bd BD Saint Lucia 6 S.L. Caribbean Latin America & Caribbean LCA LC 23424951 North America 0.52 0.47 lc LC Nauru 6 Nauru Micronesia East Asia & Pacific NRU NR 23424912 Oceania 0.53 0.50 nr NR Norway 3 Nor. Northern Europe Europe & Central Asia NOR NO -90 Europe 0.10 0.93 no NO Saint Kitts and Nevis 6 St.K.N. Caribbean Latin America & Caribbean KNA KN 23424940 North America 0.57 0.49 kn KN Bahrain 4 Bahr. Western Asia Middle East & North Africa BHR BH 23424753 Asia 0.45 0.50 bh BH Tonga 4 Tongo Polynesia East Asia & Pacific TON TO 23424964 Oceania 0.54 0.34 to TO Finland 3 Fin. Northern Europe Europe & Central Asia FIN FI 23424812 Europe 0.63 0.54 fi FI Indonesia 2 Indo. South-Eastern Asia East Asia & Pacific IDN ID 23424846 Asia 0.38 0.41 id ID Mauritius 5 Mus. Eastern Africa Sub-Saharan Africa MUS MU 23424894 Seven seas (open ocean) 0.63 0.58 mu MU Sweden 3 Swe. Northern Europe Europe & Central Asia SWE SE 23424954 Europe 0.40 0.48 se SE Trinidad and Tobago 5 Tr.T. Caribbean Latin America & Caribbean TTO TT 23424958 North America 0.46 0.44 tt TT Malaysia 3 Malay. South-Eastern Asia East Asia & Pacific MYS MY 23424901 Asia 0.90 0.26 my MY Panama 4 Pan. Central America Latin America & Caribbean PAN PA 23424924 North America 0.22 0.50 pa PA Palau 6 Palau Micronesia East Asia & Pacific PLW PW 23424927 Oceania 0.38 0.44 pw PW Tuvalu 6 Tuv. Polynesia East Asia & Pacific TUV TV 23424970 Oceania 0.25 0.50 tv TV Marshall Islands 6 M. Is. Micronesia East Asia & Pacific MHL MH 23424932 Oceania 0.49 0.60 mh MH Chile 2 Chile South America Latin America & Caribbean CHL CL 23424782 South America 0.51 0.90 cl CL Thailand 3 Thai. South-Eastern Asia East Asia & Pacific THA TH 23424960 Asia 0.25 0.49 th TH Grenada 6 Gren. Caribbean Latin America & Caribbean GRD GD 23424826 North America 0.50 0.50 gd GD Estonia 6 Est. Northern Europe Europe & Central Asia EST EE 23424805 Europe 0.35 0.41 ee EE Antigua and Barbuda 6 Ant.B. Caribbean Latin America & Caribbean ATG AG 23424737 North America 0.50 0.48 ag AG Taiwan 3 Taiwan Eastern Asia East Asia & Pacific TWN TW 23424971 Asia 0.49 0.41 tw TW Barbados 5 Barb. Caribbean Latin America & Caribbean BRB BB 23424754 North America 0.31 0.56 bb BB Italy 2 Italy Southern Europe Europe & Central Asia ITA IT 23424853 Europe 0.79 0.71 it IT Malta 5 Malta Southern Europe Middle East & North Africa MLT MT 23424897 Europe 0.49 0.53 mt MT Vanuatu 4 Van. Melanesia East Asia & Pacific VUT VU 23424907 Oceania 0.60 0.53 vu VU Singapore 6 Sing. South-Eastern Asia East Asia & Pacific SGP SG 23424948 Asia 0.50 0.57 sg SG Cyprus 5 Cyp. Western Asia Europe & Central Asia CYP CY -90 Asia 0.39 0.51 cy CY Sri Lanka 3 Sri L. Southern Asia South Asia LKA LK 23424778 Asia 0.62 0.91 lk LK Comoros 6 Com. Eastern Africa Sub-Saharan Africa COM KM 23424786 Africa 0.41 0.51 km KM Fiji 6 Fiji Melanesia East Asia & Pacific FJI FJ 23424813 Oceania 0.44 0.33 fj FJ Russia 2 Rus. Eastern Europe Europe & Central Asia RUS RU 23424936 Europe 0.57 0.56 ru RU Vatican 6 Vat. Southern Europe Europe & Central Asia VAT VA 23424986 Europe 0.61 0.44 va VA San Marino 6 S.M. Southern Europe Europe & Central Asia SMR SM 23424947 Europe 0.48 0.42 sm SM Kazakhstan 3 Kaz. Central Asia Europe & Central Asia KAZ KZ -90 Asia 0.57 0.46 kz KZ Azerbaijan 5 Aze. Western Asia Europe & Central Asia AZE AZ 23424741 Asia 0.83 0.51 az AZ Tajikistan 4 Tjk. Central Asia Europe & Central Asia TJK TJ 23424961 Asia 0.28 0.56 tj TJ Lesotho 6 Les. Southern Africa Sub-Saharan Africa LSO LS 23424880 Africa 0.52 0.45 ls LS Uzbekistan 3 Uzb. Central Asia Europe & Central Asia UZB UZ 23424980 Asia 0.46 0.53 uz UZ Morocco 3 Mor. Northern Africa Middle East & North Africa MAR MA 23424893 Africa 0.60 0.21 ma MA Colombia 2 Col. South America Latin America & Caribbean COL CO 23424787 South America 0.50 0.54 co CO East Timor 5 T.L. South-Eastern Asia East Asia & Pacific TLS TL 23424968 Asia 0.65 0.36 tl TL United Republic of Tanzania 3 Tanz. Eastern Africa Sub-Saharan Africa TZA TZ 23424973 Africa 0.50 0.50 tz TZ Argentina 2 Arg. South America Latin America & Caribbean ARG AR 23424747 South America 0.46 0.27 ar AR Saudi Arabia 2 Saud. Western Asia Middle East & North Africa SAU SA 23424938 Asia 0.45 0.53 sa SA Pakistan 2 Pak. Southern Asia South Asia PAK PK 23424922 Asia 0.34 0.64 pk PK Yemen 3 Yem. Western Asia Middle East & North Africa YEM YE 23425002 Asia 0.39 0.75 ye YE United Arab Emirates 4 U.A.E. Western Asia Middle East & North Africa ARE AE 23424738 Asia 0.59 0.65 ae AE Kenya 2 Ken. Eastern Africa Sub-Saharan Africa KEN KE 23424863 Africa 0.87 0.70 ke KE Peru 2 Peru South America Latin America & Caribbean PER PE 23424919 South America 0.69 0.71 pe PE Dominican Republic 5 Dom. Rep. Caribbean Latin America & Caribbean DOM DO 23424800 North America 0.46 0.38 do DO Haiti 5 Haiti Caribbean Latin America & Caribbean HTI HT 23424839 North America 0.82 0.96 ht HT Papua New Guinea 2 P.N.G. Melanesia East Asia & Pacific PNG PG 23424926 Oceania 0.14 0.50 pg PG Angola 3 Ang. Middle Africa Sub-Saharan Africa AGO AO 23424745 Africa 0.50 0.67 ao AO Cambodia 3 Camb. South-Eastern Asia East Asia & Pacific KHM KH 23424776 Asia 0.84 0.49 kh KH Vietnam 2 Viet. South-Eastern Asia East Asia & Pacific VNM VN 23424984 Asia 0.59 0.89 vn VN Mozambique 3 Moz. Eastern Africa Sub-Saharan Africa MOZ MZ 23424902 Africa 0.83 0.28 mz MZ Costa Rica 5 C.R. Central America Latin America & Caribbean CRI CR 23424791 North America 0.55 0.31 cr CR Benin 5 Benin Western Africa Sub-Saharan Africa BEN BJ 23424764 Africa 0.57 0.49 bj BJ Nigeria 2 Nigeria Western Africa Sub-Saharan Africa NGA NG 23424908 Africa 0.36 0.33 ng NG Iran 2 Iran Southern Asia Middle East & North Africa IRN IR 23424851 Asia 0.58 0.51 ir IR El Salvador 6 El. S. Central America Latin America & Caribbean SLV SV 23424807 North America 0.50 0.55 sv SV Sierra Leone 4 S.L. Western Africa Sub-Saharan Africa SLE SL 23424946 Africa 0.48 0.48 sl SL Guinea Bissau 6 GnB. Western Africa Sub-Saharan Africa GNB GW 23424929 Africa 0.55 0.49 gw GW Croatia 6 Cro. Southern Europe Europe & Central Asia HRV HR 23424843 Europe 0.35 0.59 hr HR Belize 6 Belize Central America Latin America & Caribbean BLZ BZ 23424760 North America 0.53 0.50 bz BZ South Africa 2 S.Af. Southern Africa Sub-Saharan Africa ZAF ZA 23424942 Africa 0.36 0.70 za ZA Central African Republic 4 C.A.R. Middle Africa Sub-Saharan Africa CAF CF 23424792 Africa 0.47 0.46 cf CF Sudan 3 Sudan Northern Africa Sub-Saharan Africa SDN SD -90 Africa 0.50 0.38 sd SD Democratic Republic of the Congo 2 D.R.C. Middle Africa Sub-Saharan Africa COD CD 23424780 Africa 0.58 0.42 cd CD Kuwait 6 Kwt. Western Asia Middle East & North Africa KWT KW 23424870 Asia 0.61 0.40 kw KW Germany 2 Ger. Western Europe Europe & Central Asia DEU DE 23424829 Europe 0.52 0.34 de DE Belgium 2 Belg. Western Europe Europe & Central Asia BEL BE 23424757 Europe 0.54 0.40 be BE Ireland 3 Ire. Northern Europe Europe & Central Asia IRL IE 23424803 Europe 0.45 0.48 ie IE North Korea 3 N.K. Eastern Asia East Asia & Pacific PRK KP 23424865 Asia 0.32 0.63 kp KP South Korea 2 S.K. Eastern Asia East Asia & Pacific KOR KR 23424868 Asia 0.54 0.50 kr KR Guyana 4 Guy. South America Latin America & Caribbean GUY GY 23424836 South America 0.26 0.07 gy GY Honduras 5 Hond. Central America Latin America & Caribbean HND HN 23424841 North America 0.71 0.09 hn HN Myanmar 3 Myan. South-Eastern Asia East Asia & Pacific MMR MM 23424763 Asia 0.17 0.49 mm MM Gabon 4 Gabon Middle Africa Sub-Saharan Africa GAB GA 23424822 Africa 0.36 0.65 ga GA Equatorial Guinea 4 Eq. G. Middle Africa Sub-Saharan Africa GNQ GQ 23424804 Africa 0.53 0.55 gq GQ Nicaragua 5 Nic. Central America Latin America & Caribbean NIC NI 23424915 North America 0.84 0.50 ni NI Latvia 5 Lat. Northern Europe Europe & Central Asia LVA LV 23424874 Europe 0.05 0.36 lv LV Uganda 3 Uga. Eastern Africa Sub-Saharan Africa UGA UG 23424974 Africa 0.16 0.56 ug UG Malawi 6 Mal. Eastern Africa Sub-Saharan Africa MWI MW 23424889 Africa 0.16 0.29 mw MW Armenia 6 Arm. Western Asia Europe & Central Asia ARM AM 23424743 Asia 0.10 0.12 am AM Somaliland 5 Solnd. Eastern Africa Sub-Saharan Africa -99 SX -99 Africa 0.76 0.53 sx SX Turkmenistan 4 Turkm. Central Asia Europe & Central Asia TKM TM 23424972 Asia 0.40 0.42 tm TM Zambia 3 Zambia Eastern Africa Sub-Saharan Africa ZMB ZM 23425003 Africa 0.36 0.58 zm ZM Northern Cyprus 6 N. Cy. Western Asia Europe & Central Asia -99 NC -90 Asia 0.56 0.71 nc NC Mauritania 3 Mrt. Western Africa Sub-Saharan Africa MRT MR 23424896 Africa 0.61 0.63 mr MR Algeria 3 Alg. Northern Africa Middle East & North Africa DZA DZ 23424740 Africa 0.63 0.50 dz DZ Lithuania 5 Lith. Northern Europe Europe & Central Asia LTU LT 23424875 Europe 0.27 0.06 lt LT Ethiopia 2 Eth. Eastern Africa Sub-Saharan Africa ETH ET 23424808 Africa 0.45 0.58 et ET Eritrea 4 Erit. Eastern Africa Sub-Saharan Africa ERI ER 23424806 Africa 0.29 0.05 er ER Ghana 3 Ghana Western Africa Sub-Saharan Africa GHA GH 23424824 Africa 0.13 0.77 gh GH Slovenia 6 Slo. Southern Europe Europe & Central Asia SVN SI 23424945 Europe 0.52 0.57 si SI Guatemala 3 Guat. Central America Latin America & Caribbean GTM GT 23424834 North America 0.44 0.87 gt GT Bosnia and Herzegovina 5 B.H. Southern Europe Europe & Central Asia BIH BA 23424761 Europe 0.45 0.48 ba BA Jordan 4 Jord. Western Asia Middle East & North Africa JOR JO 23424860 Asia 0.45 0.85 jo JO Syria 3 Syria Western Asia Middle East & North Africa SYR SY 23424956 Asia 0.25 0.54 sy SY Monaco 6 Mco. Western Europe Europe & Central Asia MCO MC 23424892 Europe 0.50 0.67 mc MC Albania 6 Alb. Southern Europe Europe & Central Asia ALB AL 23424742 Europe 0.39 0.49 al AL Uruguay 4 Ury. South America Latin America & Caribbean URY UY 23424979 South America 0.81 0.63 uy UY Cyprus No Mans Area 9 NULL Western Asia Europe & Central Asia -99 NULL -99 Asia 0.39 0.11 cnm CN Mongolia 3 Mong. Eastern Asia East Asia & Pacific MNG MN 23424887 Asia 0.49 0.53 mn MN Rwanda 3 Rwa. Eastern Africa Sub-Saharan Africa RWA RW 23424937 Africa 0.48 0.56 rw RW Somalia 6 Som. Eastern Africa Sub-Saharan Africa SOM SO -90 Africa 0.39 0.74 so SO Bolivia 3 Bolivia South America Latin America & Caribbean BOL BO 23424762 South America 0.48 0.59 bo BO Cameroon 3 Cam. Middle Africa Sub-Saharan Africa CMR CM 23424785 Africa 0.50 0.81 cm CM Republic of Congo 4 Rep. Congo Middle Africa Sub-Saharan Africa COG CG 23424779 Africa 0.15 0.78 cg CG Western Sahara 7 W. Sah. Northern Africa Middle East & North Africa ESH EH 23424990 Africa 0.41 0.71 eh EH Republic of Serbia 5 Serb. Southern Europe Europe & Central Asia SRB RS -90 Europe 0.42 0.52 rs RS Montenegro 6 Mont. Southern Europe Europe & Central Asia MNE ME 20069817 Europe 0.42 0.47 me ME Togo 6 Togo Western Africa Sub-Saharan Africa TGO TG 23424965 Africa 0.76 0.81 tg TG Laos 4 Laos South-Eastern Asia East Asia & Pacific LAO LA 23424872 Asia 0.88 0.79 la LA Afghanistan 3 Afg. Southern Asia South Asia AFG AF 23424739 Asia 0.37 0.52 af AF Ukraine 3 Ukr. Eastern Europe Europe & Central Asia UKR UA 23424976 Europe 0.70 0.46 ua UA Slovakia 6 Svk. Eastern Europe Europe & Central Asia SVK SK 23424877 Europe 0.21 0.52 sk SK Siachen Glacier 5 Siachen Southern Asia South Asia -99 JK 23424928 Asia 0.40 0.63 jk JK Bulgaria 4 Bulg. Eastern Europe Europe & Central Asia BGR BG 23424771 Europe 0.76 0.51 bg BG Qatar 5 Qatar Western Asia Middle East & North Africa QAT QA 23424930 Asia 0.36 0.46 qa QA Liechtenstein 6 Liech. Western Europe Europe & Central Asia LIE LI 23424879 Europe 0.61 0.53 li LI Austria 4 Aust. Western Europe Europe & Central Asia AUT AT 23424750 Europe 0.52 0.62 at AT Eswatini 4 Swz. Southern Africa Sub-Saharan Africa SWZ SZ 23424993 Africa 0.51 0.45 sz SZ Hungary 5 Hun. Eastern Europe Europe & Central Asia HUN HU 23424844 Europe 0.27 0.61 hu HU Romania 3 Rom. Eastern Europe Europe & Central Asia ROU RO 23424933 Europe 0.67 0.50 ro RO Niger 3 Niger Western Africa Sub-Saharan Africa NER NE 23424906 Africa 0.64 0.53 ne NE Luxembourg 6 Lux. Western Europe Europe & Central Asia LUX LU 23424881 Europe 0.48 0.60 lu LU Ivory Coast 3 I.C. Western Africa Sub-Saharan Africa CIV CI 23424854 Africa 0.50 0.48 ci CI Liberia 4 Liberia Western Africa Sub-Saharan Africa LBR LR 23424876 Africa 0.96 0.75 lr LR Brunei 6 Brunei South-Eastern Asia East Asia & Pacific BRN BN 23424773 Asia 0.32 0.34 bn BN Iraq 3 Iraq Western Asia Middle East & North Africa IRQ IQ 23424855 Asia 0.46 0.44 iq IQ Georgia 5 Geo. Western Asia Europe & Central Asia GEO GE 23424823 Asia 0.99 0.82 ge GE Gambia 6 Gambia Western Africa Sub-Saharan Africa GMB GM 23424821 Africa 0.51 0.51 gm GM Switzerland 4 Switz. Western Europe Europe & Central Asia CHE CH 23424957 Europe 0.12 0.55 ch CH Chad 3 Chad Middle Africa Sub-Saharan Africa TCD TD 23424777 Africa 0.47 0.63 td TD Kosovo 6 Kos. Southern Europe Europe & Central Asia -99 KV -90 Europe 0.49 0.52 kv KV Lebanon 5 Leb. Western Asia Middle East & North Africa LBN LB 23424873 Asia 0.39 0.57 lb LB Djibouti 5 Dji. Eastern Africa Middle East & North Africa DJI DJ 23424797 Africa 0.56 0.55 dj DJ Burundi 6 Bur. Eastern Africa Sub-Saharan Africa BDI BI 23424774 Africa 0.57 0.47 bi BI Suriname 4 Sur. South America Latin America & Caribbean SUR SR 23424913 South America 0.91 0.09 sr SR Israel 4 Isr. Western Asia Middle East & North Africa ISR IL 23424852 Asia 0.68 0.10 il IL Mali 3 Mali Western Africa Sub-Saharan Africa MLI ML 23424891 Africa 0.59 0.38 ml ML Senegal 3 Sen. Western Africa Sub-Saharan Africa SEN SN 23424943 Africa 0.20 0.55 sn SN Guinea 3 Gin. Western Africa Sub-Saharan Africa GIN GN 23424835 Africa 0.24 0.51 gn GN Zimbabwe 3 Zimb. Eastern Africa Sub-Saharan Africa ZWE ZW 23425004 Africa 0.81 0.42 zw ZW Poland 3 Pol. Eastern Europe Europe & Central Asia POL PL 23424923 Europe 0.50 0.48 pl PL North Macedonia 6 Mkd. Southern Europe Europe & Central Asia MKD MK 23424890 Europe 0.49 0.44 mk MK Paraguay 4 Para. South America Latin America & Caribbean PRY PY 23424917 South America 0.35 0.36 py PY Belarus 4 Bela. Eastern Europe Europe & Central Asia BLR BY 23424765 Europe 0.50 0.50 by BY Czech Republic 5 Cz. Rep. Eastern Europe Europe & Central Asia CZE CZ 23424810 Europe 0.49 0.56 cz CZ Burkina Faso 3 B.F. Western Africa Sub-Saharan Africa BFA BF 23424978 Africa 0.45 0.54 bf BF Namibia 3 Nam. Southern Africa Sub-Saharan Africa NAM NA 23424987 Africa 0.33 0.37 na NA Libya 3 Libya Northern Africa Middle East & North Africa LBY LY 23424882 Africa 0.51 0.38 ly LY Tunisia 3 Tun. Northern Africa Middle East & North Africa TUN TN 23424967 Africa 0.53 0.03 tn TN Bhutan 5 Bhutan Southern Asia South Asia BTN BT 23424770 Asia 0.48 0.48 bt BT Moldova 6 Mda. Eastern Europe Europe & Central Asia MDA MD 23424885 Europe 0.52 0.42 md MD South Sudan 3 S. Sud. Eastern Africa Sub-Saharan Africa SSD SS -99 Africa 0.49 0.58 ss SS Botswana 4 Bwa. Southern Africa Sub-Saharan Africa BWA BW 23424755 Africa 0.49 0.60 bw BW The Bahamas 4 Bhs. Caribbean Latin America & Caribbean BHS BS 23424758 North America 0.80 0.92 bs BS New Zealand 2 N.Z. Australia and New Zealand East Asia & Pacific NZL NZ 23424916 Oceania 0.25 0.81 nz NZ Cuba 3 Cuba Caribbean Latin America & Caribbean CUB CU 23424793 North America 0.67 0.64 cu CU Ecuador 3 Ecu. South America Latin America & Caribbean ECU EC 23424801 South America 0.16 0.37 ec EC Australia 2 Auz. Australia and New Zealand East Asia & Pacific AUS AU -90 Oceania 0.53 0.39 au AU Venezuela 3 Ven. South America Latin America & Caribbean VEN VE 23424982 South America 0.50 0.33 ve VE Solomon Islands 3 S. Is. Melanesia East Asia & Pacific SLB SB 23424766 Oceania 0.13 0.24 sb SB Madagascar 3 Mad. Eastern Africa Sub-Saharan Africa MDG MG 23424883 Africa 0.45 0.48 mg MG Iceland 3 Iceland Northern Europe Europe & Central Asia ISL IS 23424845 Europe 0.50 0.50 is IS Egypt 2 Egypt Northern Africa Middle East & North Africa EGY EG 23424802 Africa 0.50 0.66 eg EG Kyrgyzstan 4 Kgz. Central Asia Europe & Central Asia KGZ KG 23424864 Asia 0.48 0.43 kg KG Nepal 3 Nepal Southern Asia South Asia NPL NP 23424911 Asia 0.52 0.54 np NP

Wise vs OFX: Where can you send money to?

With OFX you can send 50+ currencies to 170 countries. Wise has slightly better capabilities in this department. With Wise, you can send 40 currencies to 140 countries. By industry standards, both companies offer a comparatively low amount. Significantly less than the 100 currencies that Xe can handle.

Ultimately though, all major currency routes are covered by both providers. You can see what currencies either provider handles prior to registration. Simply check their website.

The same applies here for OFX with countries, you can find a full list on their website. Check the Wise help centre for their country capabilities.

Check the best rates with XE – our recommended provider for large transfers

Go to XE →

Wise vs OFX: Side-by-side

CompanyWiseOFX
Founded20111998
CredibilityHighly-credible, publicly traded and transferring over £100b annuallyHighly credible, global footprint and traded on the ASX
SafetyFully regulated and licensedFully regulated and licensed
Customer Reviews200,000+6,500+
Customer Rating
App Reviews 35,000+
700,000+		 2,500+
 3,500+
App Rating 4.6/5
 4.7/5		 4.6/5
 4.7/5
CostTransparent fixed fee + small variable fee charged as a % (similar to margin)No fees on any size transfer and margin added to the mid-market rate
SpeedOften instant, sometimes 2 working daysUsually 1-2 working days
Service Online
 App		 Online
 App
Personal account manager to call anytime
Functionality
Bank-to-bank transfers
Wise-to-Wise transfers
Scheduled transfers
Rate alerts
Multi-currency account
Wise currency card
Market orders
Forward contract
Regular payments
FX options
Multipay
Go To WiseGo To OFX

History / credibility

Wise, formerly known as TransferWise, is a world-renowned online and mobile money transfer company. Trading since 2011, Wise was originally founded on the basis of a peer-to-peer currency exchange model. However, unmatched currency flows and operational challenges meant this soon had to be dropped.

Nowadays, Wise is known for being an online provider with totally transparent fees that seeks to move “money without borders”. In July 2021, Wise became the first FinTech company to float on the London Stock Exchange. The company has a market value of over £8.5 billion and transfers over £100 billion annually.

OFX is one of only three publicly traded money transfer companies (the others being Wise and Western Union). Founded in Australia in 1998, OFX is one of the oldest specialist money transfer companies in the entire industry.

Having recently celebrated 25 years of trading, the OFX group now has 8 global offices and employs over 700 staff.

Safety

Wise and OFX are both fully licensed and regulated in every area they operate. It’s quite remarkable, actually, that OFX is regulated by over 50 regulators globally. In Australia, both Wise (licence no. 513764 ) and OFX (licence no. 226484) are regulated by ASIC.

We advise contacting both firms directly to understand what can happen to your money in the unlikely event that either company faces financial difficulties.

Customer reviews

A quick search online and you’ll discover thousands of reviews for both Wise and OFX. Wise particularly stands out in this area. The company boasts over 200,000 Trustpilot reviews, surpassing any other payment provider. OFX, with just over 6,500 reviews, holds a smaller share compared to Wise, but it’s still significant in the industry, particularly for a dedicated currency brokerage service. Approximately 86% of OFX’s reviews are positive, 3% are neutral, and 11% are less favourable.

Cost

Wise and OFX operate different fee structures.

Conversely, Wise is very upfront about its fees. You can easily check Wise’s charges using their online pricing calculator. No need for an account, just head to Wise.com and navigate to the pricing section.

It’s always ‘wise’ to compare quotes to ensure you’re getting the best deal possible.

Service

Wise boasts a super slick online platform and money transfer app. Something they’re well known for is the Wise multi-currency account.

OFX also provides an online platform and money transfer app, earning an equally strong rating on Apple and Android.

A standout feature of OFX is the ability to discuss strategies and potential hedging tools with a currency expert.

Speed

If you’re transferring money between two Wise accounts, expect it to be almost instantaneous. However, when we talk about transfer speeds to external bank accounts, both Wise and OFX offer similar timeframes.

Remember, international transfers can face delays for various reasons. It’s a good idea to allow extra time, regardless of which provider you’re using.

Wise vs OFX: Summing up

Fundamentally, Wise shines for low-value transfers. Its online-only service boasts transparent fees that are hard to beat when sending small amounts.

verdict

On the other hand, OFX emerges as a strong contender across the entire range of money transfer needs.

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